Buy-Now, Pay-Later Stack

Introduction to Buy-Now, Pay-Later#

FinBox Buy-Now, Pay-Later stack enables you to offer BNPL at checkout inside your platform. It is a fully managed end-to-end lending journey. Through this offering, you customers can activate a credit line and start purchasing on credit instantly.

This helps you improve your GMV, AOV, Wallet Share, CLTV, and customer acquisition

About Buy-Now, Pay-Later#

  • Buy-Now, Pay-Later is powered by a credit line.
  • Credit Line is activated in 1-2 working days
  • User can make multiple purchases from your checkout screen
  • The Credit Line is valid for 1 year.

Key Features#

  • Each transaction is a bullet loan (i.e the repayment should be done all at once)
  • All subsequent transactions are instant.
  • We support multiple repayment models, based on your target demographic.
  • The repayment tenure is flexible.

For detailed user journey refer Buy-Now-Pay-Later and Buy-Now-Pay-Later-Overdraft

Credit Stack Developer Documentation#


Credit Infrastructure
Embed fully digital credit programmes in your platforms with just a few lines of code.

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