React Native SDK

The React Client SDK helps user submit their bank statements via upload or net banking credentials in your React application.

See BankConnect in action

The demo video below shows how a user submit bank statement using net banking credentials:

The video below shows a user submit bank statement by uploading the PDF file:

Integration Workflow

The diagram below illustrates the integration workflow in a nutshell:

Sample Project

We have hosted a sample project on GitHub, you can check it out here:

Open GitHub Repository

Including the library

The library is available as an npm package. To install the dependency

npm install finbox-bank-connect-js

yarn add finbox-bank-connect-js

After installing this, you have to install an additional dependency, you can skip this if its already part of your project:

npm install styled-components

```sh yarn add styled-components ```

## Adding the BankConnect Component

Once the dependency is added. You can use a BankConnect view anywhere in your component. Since the SDK opens a modal it is recommended to add it to the top hierarchy of you View.

<FinBoxBankConnect

linkId="<LINK_ID>"

apiKey="<FINBOX_API_KEY>"

onExit="<EXIT_CALLBACK>"

onSuccess="<UPLOAD_SUCCESS_CALLBACK>" />

Attribute	Description	Required
linkId	unique identifier for the user. The view will not work if linkId is not specified	Yes
apiKey	holds the unique API Key provided.	Yes
onExit	specifies the callback when the user exits the SDK	No, but recommended
onSuccess	specifies the callback when the document has been successfully uploaded.	No, but recommended
onError	specifies the callback when an error occurred	No, but recommended
fromDate and toDate	specifies the time period for which the statements will be fetched. If not provided the default date range is 6 months from the current date. Its format should be in dd/MM/yyyy.	No
bankName	pass the bank identifier to skip the bank selection screen and directly open a that bank's screen instead	No

fromDate and toDate specify the period for which the statements will be fetched. For example, if you need the last 6 months of statements, fromDate will be today's date - 6 months and toDate will be today's date - 1 day. If not provided the default date range is 6 months from the current date. It should be in dd/MM/yyyy format.

Period Values

• Please make sure fromDate is always less than toDate
• Make sure toDate is never today's date, the maximum possible value for it is today's date - 1 day

Callback

This section lists the different callbacks:

Success

onSuccess function will be called when the document has been successfully uploaded.

const onSuccess = (payload) => {

console.log("Payload", payload)

}

payload object will have following structure:

{

"entityId": "1d1f-sfdrf-17hf-asda",

"linkId": "link_id"

}

Key	Description
entityId	Unique identifier used for fetching statement data
linkId	Identifier passed while initializing the SDK

Exit

OnExit function will be called when the user exits the SDK.

const onExit = (payload) => {

console.log("Payload", payload)

}

payload object will have following structure:

{

"linkId": "link_id"

}

Key	Description
linkId	Identifier passed while initializing the SDK

Error

OnError function will be called whenever any error occurs in the user flow.

const onError = (payload) => {

console.log("Payload", payload)

}

payload object will have following structure:

{

"linkId": "link_id",

"error_type": "MUXXX",

"reason": "Reason for failure"

}

Key	Description
linkId	Identifier passed while initializing the SDK
reason	Reason for failure

Webhook

To track additional errors, and transaction process completion at the server-side, it is recommended to also integrate Webhook.

Error types

In case of Error, error_type of MUXXX implies an error in Manual PDF Upload and NBXXX implies its from Netbanking.

Case	error_type	Sample payload
Trial Expired for Dev Credentials	MU002	{"reason:"Trial Expired for Dev Credentials",linkID:"<USER_ID_PASSED>","error_type":"MU002"}
PDF Password Incorrect	MU003	{"reason:"Password Incorrect",linkID:"<USER_ID_PASSED>","error_type":"MU003"}
Specified bank doesn't match with detected bank	MU004	{"reason:"Not axis statement",linkID:"<USER_ID_PASSED>","error_type":"MU004"}
Non Parsable PDF - PDF file is corrupted or has no selectable text (only scanned images)	MU006	{"reason:"",linkID:"<USER_ID_PASSED>","error_type":"MU006"}
Not a valid statement or bank is not supported	MU020	{"reason:"Not a valid statement or bank is not supported",linkID:"<USER_ID_PASSED>","error_type":"MU020"}
Invalid Date Range	MU021	{"reason:"Please upload statements within the date range fromDate to toDate",linkID:"<USER_ID_PASSED>","error_type":"MU021"}
NetBanking Failed	NB000	{"reason:"failure_message",linkID:"<USER_ID_PASSED>","error_type":"NB000"}
Netbanking Login Error	NB003	{"reason:"failure_message",linkID:"<USER_ID_PASSED>","error_type":"NB003"}
Captcha Error	NB004	{"reason:"Invalid Captcha",linkID:"<USER_ID_PASSED>","error_type":"NB004"}
Security Error	NB005	{"reason:"failure_message",linkID:"<USER_ID_PASSED>","error_type":"NB005"}

Events

Android and JS events are passed which can used for purposes such as analytics.The object passed is of the following format.

{

"status":"<EVENT_NAME>",

"data":"EXTRA_INFO"

}

Event	status	data
Bank selected	bank_selected	<BANK NAME>
Manual upload screen opened	manual	-
Clicked back in Manual Upload	manual_upload_back	-
Clicked back in Netbanking	net_banking_back	-

Above Events can be recieved in two ways

1. Listen to window postMessage via target.addEventListener("message", (event) =>{});

2. In case the SDK is used in a Android WebView. A Javascript Interface can be used to get the events.

• Interface Name: BankConnectAndroid
• Callback Function: onResult.