Banners

Once the lending SDK is integrated, we need to show a banner in the app that explains the loan step to the customer. The SDK is to be opened after clicking on the banner.

Sample app

User Banner API#

This API require Server API Key to be passed in x-api-key header

Endpoint

GET base_url/v1/user/banner?customerID=someCustomerID

Response#

{
"data": {
"banner": "APPLY"
},
"error": "",
"status": true
}

Banner values#

The table below indicates the possible values of banner key, and sample banner designs:

banner keyDescriptionSample Banner Design
APPLYThis step symbolises the start of the application and should be shown to eligible users. In case the user with the customer_id is not created in our systems, this is the default value returned by the Banner APIApply for loan

Download SVG
INCOMPLETEThis step implies that the application was started, but was left in the middle. In this case, prompt the user to complete the applicationIncomplete loan

Download SVG
APPROVEDAfter application is approved from lender, show user a state informing them that the application has been approved and they can proceed to the next step (like signing the agreement)Loan Approved

Download SVG
REJECTEDIn case the application is rejected you can notify the user that his loan/credit line application has been rejectedLoan rejected

Download SVG
ACTIVEWhen the loan is disbursed or credit line is activated, you can inform the user through this bannerActive loan

Download SVG
DUEWhen EMI is due you can notify the user with the following bannerEMI due

Download SVG
OVERDUEWhen EMI is overdue then we need to show the User an overdue state so that he can avoid late fee chargeEMI overdue

Download SVG
CLOSEDThis implies that the loan / credit line is closed-
CANCELLEDThis implies that the loan / credit line application is cancelled-
HIDEThis implies the banner is not be shown to the user at the moment. This is a temporary state and doesn't indicate the eligibility of the user.-
INACTIVEThis is specific to Credit Line Journey. It indicates the credit line has been made inactive by the lender. Among OVERDUE and INACTIVE, INACTIVE will take precendence-